For clients who are not living alone, do you know who is living with them and who is in their household? Court battles can arise over what a “household” means in an insurance policy.
Living in the same home is not always the same thing as living in the same household, notes Ari Krajden, a partner with Kawaguchi Krajden LLP, whose specialties include coverage disputes.
If your clients have housemates, you may need to find out how closely their living activities are integrated.
